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Mar 5, 2020 — Company is ready-to-go virtual bank in EU and offers full range of services: unique IBAN accounts, payments in SWIFT and SEPA, Mastercard cards issuing and acquiring, digital and forex wallets, endless to name. Usually it takes 5 years to get this business started if you are lucky to get through. Price is mere 8.0M Euro, escrow is possible but not fully. Only serious having experience in the banking field!
Activities and fees: account opening 1200 euro, monthly fee 50-1000 euro, prepaid and debit card 50 euro, SWIFT transaction 30-500 euro and many other services, SEPA transaction 10 euro, merchant account 300-3000 euro, ecomm transaction 2%-6%, digital account 5000 euro, forex account 3000 euro.
-Registered in 2018 in UK, 1 person is director and shareholder, share capital 350K euro, no debts, operating cost around 5K Euro pm. -Offices and personnel. UK rep office with 1 representative.
-Authorized EMI license obtained in 2019 (easily converted to a banking license). Current one allows a) Services enabling cash placement on a payment account, b) Services enabling cash withdrawals from a payment account, c) Execution of payment transactions (not covered by a credit line), d) Execution of payment transactions (covered by a credit line), e) Issuing payment instruments or acquiring payment transactions, f) Money remittance, h) Issuing Electronic Money.
-SWIFT code active and published in directory, connected and working in real mode. Company acts as Bank of beneficiary, issues IBAN's for USD, EUR, GBP, RUR (others usually issue only EUR IBAN).
-Corresponding Nostro accounts opened in Europe . All messages, incl. MT103, MT199, MT 202 and others.
-SEPA integrated through European Union bank into this most valuable mode. Cost is less that 1 euro while we charge 10 euro.
-Mastercard and Maestro and Cirrus issuing principal membership for ATM, issuing and acquiring, deposit not needed, installations are completed.
-Fully automatic online system w automated front and back ends.
-Crypto exchange module is included.
Owner moves to other country. It's a real good deal for serious person wanting to enter banking world. Owner spent 1M euro, 4 years of life working 24/7/365 to develop this project. It's very difficult to start new project in banking industry if you do not know all little details and people.
How we proceed: you sign NDA, I instantly provide main info such as ICA number, SWIFT code, website and license, then within 1 day we will open an account for you so you can see how it works, you provide proof of funds, LOI and mere 500 euro deposit (will be placed at your account with us and wrote off only after negotiations completed). This is not-negotiable because too many curious and not serious inquiries. Price is stated above. Change will take around 2 months.