Performing $2.8M Commercial Solar Note 36 months

Financial Asset Details

Performing Commercial Solar Equipment Note — $2.8M Balance | 8.49% | 36-Month Term | First-Lien Secured + Corporate Guaranty
Offered for sale: a performing secured commercial note originated in Q4 2025, financing a commercial rooftop photovoltaic solar system installed at a healthcare-sector facility in the Dallas–Fort Worth metro (Texas).
Key Terms

Original principal: $2,835,000.00
Total contracted repayment (36 months): $3,220,605.36
Profit/interest rate: 8.49% per annum
Fixed monthly payment: $89,461.26, due the 1st of each month
Term: 36 months from funding; short-duration paper
Origination/effective date: October 2025
No prepayment penalty (prepayment discount schedule built into the note)

Security & Credit Support

Collateral includes the equipment, all system revenues, energy production income, RECs/incentive payments, contract rights, insurance proceeds, and condemnation awards
Corporate guaranty from an operating Texas healthcare company guaranteeing full payment and performance
Mandatory insurance package required of obligor: all-risk property, business interruption, general liability ($2M/$4M), and equipment breakdown — financier named as loss payee and additional insured
Robust covenant package: quarterly and audited annual financials, compliance certificates, restrictions on additional liens, asset sales, and change of control